Deferred payments with Klarna: Pay Later with PayU

A new flexible payment method in your online store.

Klarna banner

What is Klarna?

Klarna is a leading provider of alternative payment services and one of the fastest growing companies in Europe. It offers a simple shopping experience that customers can use in online stores.

 

For more than 15 years, Klarna has been connecting the world’s leading brands with millions of consumers. It provides services to 150 million customers and payment solutions to 500,000 merchants.

 

Every day, 2 million transactions are made with Klarna in more than 45 countries around the world. The benefits of working with Klarna accrue to both the online store and the buyer.

How do Klarna payments work?

Payment selection

The buyer selects payment using the Klarna method and chooses one of the available options: payment within 30 days or payment in 3 instalments.

Transfer of funds

Funds for purchases are transferred to the seller’s PayU account after customer verification, the seller ships the goods.

Purchase overview

Once the sale is complete, buyers will see an overview of their purchases in the Klarna app and can easily manage their orders and continue shopping in your store.

What are the options?

  • Payment in 30 days

    A service that allows the buyer to pay for purchases at a later date without fees. The possibility to postpone payment is up to 30 days. The buyer can extend the due date for several additional days free of charge.

  • Payment in 3 instalments

    The buyer can split the payment into 3 installments with 0% interest. The first instalment for the order will be charged at the time of the transaction, the second after 30 days and the third after 60 days. The merchant will receive their payment in one lump sum from Klarna after customer verification.

Benefits for your business

  • Fast and easy integration

    Fast and easy integration

    Enabling Klarna payments is available after contacting PayU customer support.

    New customers

    New customers

    “Pay later in 30 days” and “Pay in 3 installments” are solutions that will help reach new buyers.

    Guaranteed payment

    Guaranteed payment

    PayU provides the seller with funds for withdrawal after the payment is approved.

  • Support and assistance

    Support and assistance

    Support from a qualified Klarna team, exceptional knowledge of buyers, and consumer insights.

    Seller protection

    Seller protection

    Klarna takes on all responsibility for further payment processing, allowing you to focus on growing your e-business.

    International expansion

    International expansion

    Klarna supports international growth. The ability to pay with Klarna is anticipated by foreign users.

Benefits for your customers

  • Time savings

    Time savings

    Simple and secure login, instant payments, quick purchasing.

    Easy budget management

    Easy budget management

    A method that facilitates financial management and liquidity, allowing payments to be spread over interest-free installments.

    Greater selection

    Greater selection

    Klarna installments offer new possibilities. Buyers can choose which payment method they prefer and how they want to finance their purchase.

  • Security

    Security

    Buyers are guaranteed security, allowing them to receive their order before making payment.

    Dedicated app

    Dedicated app

    Allows users to manage their expenses, repayment deadlines, and access dedicated promotions for Klarna users.

    Easy returns

    Easy returns

    Buyers can request a return directly in the app and only pay for the items they keep.

How to promote payments with Klarna in an online store?

  • Klarna logo

    Place Klarna logos in your online store.

  • Klarna banners

    Use our API to automatically retrieve the current logs of all available payment methods.

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