Credit payments

We offer a deferred payment option for customers who cannot or do not want to use traditional banking services. Customers have 14 days to pay for their purchase, but you receive the money immediately.

What are the benefits?

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Higher basket value and conversion

The customer can afford larger purchases, more expensive products and does not have to pay in advance.

Security of payment

Payment reaches the store prior to the release of the goods.

More satisfied customers

They can check the goods before they pay.

What are credit payments?

Credit payments allow buyers to pay for their products later. The e-consumer decides when to pay for the order.

  • Klarna header Klarna header

    Credit payment with Klarna

    Every day, 2 million transactions are made with Klarna in more than 45 countries around the world. The benefits of working with Klarna accrue to both the online store and the buyer.

    More information
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    Credit payment with Twisto Pay

    The buyer has up to 30 days to pay, but you will receive the money immediately. This type of payment affects the completion of the purchase process and order values. Increase your e-commerce store sales with credit payments.

    More information

Do you want to start accepting online payments with PayU quickly?

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1. Fill out the form and accept the agreement

Before getting started, have the following ready:

 

· Required company registration documents

· Company ID number (IČO, DIČ)

· Power of attorney (if applicable)

· An active website that meets PayU’s requirements

Activate payments
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Make a verification transfer

This is necessary to confirm that the bank account belongs to you. Make the transfer from your business account. If you run a sole proprietorship, you can use a personal account — just ensure your name is visible on the confirmation.

 

Why do we verify your company?

The company verification process is a standard practice that allows us to ensure the highest level of security for transactions processed through our platform. Verification is required both for technological and legal reasons, primarily in accordance with AML (Anti-Money Laundering) regulations.

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Set up your store in the Merchant Panel

After your agreement is accepted, you will receive an email with access to the panel. There, you’ll find instructions on how to add your store and start selling. You can also refer to the Merchant Panel user guide for detailed guidance.

 

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Make your first payment

Once your first transaction is completed, we begin verifying your company. At this stage, you can accept payments up to 15.000 CZK.

 

Important!
During this time, the transaction status will show as Pending. Do not ship orders until the status changes to Completed. If the verification is unsuccessful, the funds will be returned to the buyer.

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Offer more payment methods

Once your verification is approved, your customers will have access to the full range of payment options: cards, express transfers, QR payments, and more → Check available methods.

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